bad-creditBuying a Car With Bad Credit

Having bad credit can affect your life in many ways. On top of experiencing difficulty obtaining a loan for a home, you might also have trouble financing a car. The good news is that Rowley Wilson Auto Sales is here to help you get a bad credit auto loan when you need it.

How to Obtain a Bad Credit Auto Loan

When you have bad credit, no credit or even horrible credit, it is always best to go through the pre-approval process by applying online first. It only takes about 3 minutes and you’ll find out how much financing you could qualify for in an instant. During this process, you will be required to provide some basic information such as:

  • Personal identifying details – residency, social insurance number, date of birth, etc.
  • The amount of your money that you earn or receive each month
  • Employer, if any, and time on the job
  • The amount of your monthly rent, mortgage, and credit card payments

When you have completed the application, we’ll contact you shortly to review your details and to set up a time for you to visit our North York used car dealership. You’ll be ready to shop for your next new to you vehicle knowing just how much of a car you can afford. Remember, when you are able to make a down payment, be it small or large, that can really help you keep your car payments low.

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How Bad Credit Personal Car Loans Can Help

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Can I Get a Used Car Loan with a 500 Credit Score?

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Dealerships Offering No Credit Check

Not all dealerships around Ontario will offer no credit check, even if they offer bad credit auto loans, so you want to look for the following types:

  • Buy Here Pay Here Dealerships
  • Rent to Own Car Lots
  • We Finance Anyone Dealers

With this auto loan type, you will be able to drive off of the lot on the same day with a new car. You will then be given a payment schedule and may need to make payments at the dealership on a monthly or weekly basis. You can arrange the payment terms with the dealer, and this can help you negotiate terms that are favorable for your situation.

Visit Us Today

You do not have to wait any longer to get the help that you need for auto loans. Our loan experts are able to help you buy a car with no credit check. You can get a quality car and the transportation that you need with help from Rowley Wilson Auto Sales. If you need help in assessing the different loan options available to you, then feel free to call one of our loan experts at a time that is convenient for you.